Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.
A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.
A cultural preference for sons in India may be expressed as 'son preference' or 'daughter aversion', arising from patrilocality, patrilineality, the cost of dowry, and old-age support from sons.
If you are overweight on fixed-income instruments, go for ELSS, and vice versa.
Once a quality stock has been bought, the next challenge is to hold on to it -- no mean feat in this age of information overload and incessant noise.
Opinions vary, but fund managers remain bullish.
Although India-US relations have strengthened significantly in recent years, partly because of the security situation in the region, the Indian policy establishment would have to be prepared to protect India's interests in a world that could get more unpredictable.
Certain changes in the past two or three years could have a long-term structural impact on the IT services market.
Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.
It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.
Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.
The five warmest years in Indian weather history have occurred in the past 14 years -- the others being 2009, 2017 and 2010, in order of intensity.
The biggest bounce is in the realty sector, where the industry index jumped 80%. There's been a turnaround also in automobiles and ancillaries (up 45%). The pharma and health care indices have a welcome return of roughly 35%.
'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'
Lower-paid IPL players, domestic or foreign, should be able to try their luck in other T20 tournaments.
For many developers, it may not be a sufficient saving to make it worth creating and maintaining alternatives.
'Exit the car and call for your vehicle to be towed.'
Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
If they wish to have any chance next year, the Congress and the alliance must quickly settle all issues, draw up an alternative agenda, and create a cohesive campaign.
Patience can be rewarding. 'Post-listing, sanity often returns to valuations of newly-listed businesses within six to nine months. Buy then.'
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